Mortgages
Personal mortgage advice from our mortgage adviser in Nuneaton to suit your lifestyle, wants and needs.
Personal mortgage advice from our mortgage adviser in Nuneaton to suit your lifestyle, wants and needs.
The vast market of mortgage products available from a wide range of suppliers can leave you with a confusing decision, but we seek to make the first-time buying of a property as easy as possible. Our mortgage advisers in Nuneaton help to break everything down for you so decisions are easy to reach.
We have some great top tips for first time buyers but if you’re still not sure, we are here to help you on the journey to buying your own home.
Remortgaging means you ae switching to another deal, and usually another lender.
While remortgaging can occur to consolidate debt, remortgaging usually occurs because it will work out cheaper for people. An introductory rate with your current lender might have ended, and now there are other discounts or lower APRs on the market, for example.
You may be able to switch your mortgage deal with your current lender without extra costs. Many lenders allow switching of mortgages reasonably frequently.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Adding short term debts to your home could increase the term over which they are paid, which will increase the overall amount payable.
Before you jump into being a private landlord, be aware that it is not often as easy as everyone thinks. It can be risky and more complicated, time consuming when compare to other investment, and there is no guarantee of house prices rising.
With that said, over time, letting out a second property to tenants can reap considerable financial rewards.
The Financial Conduct Authority does not regulate some forms of buy to let lending.
We want to make sure you get the right mortgage for your buy to let property making it work for you as a landlord. Book a consultation with our mortgage adviser in Nuneaton to go through your requirements and the additional costs mentioned above that you need to keep in mind. We will help to find the best buy to let mortgage that works for you.
Moving home is one of the most exciting and stressful times of our lives, which estate agent do i choose? How much do i go on the market for? Will i get a mortgage. Can i afford the new mortgage payments?
These are just some of the questions you normally ask yourself when planning a move, we know there's lots more to think about,
Let's get you ready to move, our let's get ready service puts you in control and provides all of the information you need before you put your house on the market, allowing you to take control of the process and make informed decisions.
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Marc Catry is a registered individual of Andrew Groves who is authorised and regulated by the Financial Conduct Authority. Andrew Groves is entered on the FCA under reference 741910
Registered office: FPS Financial, 66 St. Nicolas Park Drive, Nuneaton, Warwickshire, CV11 6DJ. Telephone 02476 351 151.
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